Head of Risk/ Data Science - Fintech.

Head of Risk/ Data Science - Fintech

Full Remote (US)

$175k - $250k Equity

Job Summary:

The company is seeking an experienced Head of Risk for its rapidly growing fintech business. As a Series A company with a funding of $5 million, they are positioned for significant growth and have set a goal to double in size over the next 12 months. The company is currently searching for a skilled professional to lead their expanding risk function, with a specific focus on data science.

The Head of Risk will be responsible for managing risks associated with the company's comprehensive finance operations platform. The platform seamlessly integrates credit, banking, payments, and insurance services into a super app, providing businesses with a streamlined finance management solution. The ideal candidate will have a credit card or IT background, bringing expertise in algorithms and underwriting to effectively mitigate risks.

In this role, the selected individual will utilize real-time and third-party data to play a crucial role in risk assessment. They will work closely with the technology team, collaborating on various risk-related initiatives. Strong data analytics capabilities, financial acumen, and a solid understanding of SMB finance experience will be highly valued for this position.

Responsibilities:

• Develop and execute robust risk management framework ensuring regulatory compliance.
• Collaborate with tech team, integrating real-time data and analytics into risk assessment.
• Oversee development and maintenance of risk models and algorithms.
• Monitor and analyze risk exposures, implement mitigation strategies.
• Stay updated on industry trends, adjust risk management strategies accordingly.
• Evaluate and integrate third-party risk management tools.
• Communicate risk insights and progress to stakeholders.
• Foster risk awareness, provide training on best practices.
• Assess and manage contractual and financial risks.
• Maintain external relationships for industry insights.
  

Qualifications:

• Bachelor's degree in relevant field, advanced degree a plus.
• Proven experience in risk management within fintech, credit card, or IT sectors.
• Strong understanding of algorithms, underwriting, and risk assessment.
• Familiarity with software engineering and collaboration with development teams.
• Proficient in data science techniques, statistical analysis, and data modeling.
• Knowledge of regulatory frameworks and compliance in fintech.
• Ability to develop and implement risk management frameworks.
• Solid financial acumen for complex financial analysis.
• Strong communication and interpersonal skills.
• Proactive with ability to identify emerging risks and develop innovative strategies.
• Experience in SMB finance or cash-intensive sectors preferred.
• Join our team to shape the future of fintech risk management! Apply with your resume, emphasizing software engineering and data science experience in fintech.